When navigating the insurance claim process, it’s essential to understand the different types of adjusters you might work with. Two common types are independent adjusters and public adjusters. While both help assess damage and negotiate settlements, there are key differences in their roles and the way they work.
An independent adjuster is a third-party professional who works on behalf of insurance companies. They are hired to evaluate the damage, document the claim, and determine the payout based on the policyholder's coverage. Independent adjusters typically work for multiple insurers and are compensated by the insurance company they represent.
Unlike independent adjusters, public adjusters work exclusively for the policyholder. They are licensed professionals hired by you — the insured party — to ensure you receive a fair settlement from your insurance company. Public adjusters are dedicated to advocating for your best interests and will review your insurance policy, assess damages, and negotiate the payout on your behalf.
If you are dealing with a complex or large claim, hiring a public adjuster can make a significant difference in the outcome. They are particularly beneficial when dealing with complicated losses such as fire, water, or storm damage, where the potential settlement may be substantial. Public adjusters will take the time to ensure you receive the full compensation you're entitled to under your policy.
IPASSN’s licensed public adjusters are experts in navigating the intricacies of the claims process. We’ll make sure you understand your rights, your coverage, and ensure your claim is handled with the utmost care. If you’re unsure whether to work with an independent or public adjuster, our team can guide you toward the best decision for your situation.
Contact IPASSN today to speak with one of our trusted public adjusters. We offer free consultations and are here to provide you with the guidance you need to get a fair and timely settlement.